Thousands of Canadians are involved in a motor vehicle accident every single year. In 2022 alone, 118,853 individuals were injured, and 1,931 individuals died as a result of a motor vehicle accident.
If you have been involved in a motor vehicle accident, there are a number of essential steps that you should take to protect your well-being and your legal rights.
Immediate Actions at the Accident Scene
Ensure Your Safety – Your health and safety are of utmost importance. Following the accident, you should check for any injuries, move to a safe location, and call 911 if needed. It is important to remember that in Ontario, you are required to report a motor vehicle accident if anyone involved has been injured, or if the property damage exceeds $2,000. If anyone involved is injured, call 911 immediately.
Exchange Information – Once you have ensured your safety and the safety of those involved, you should collect as much relevant information as you can from the other parties involved, including names, contact details, insurance information, and licence plate numbers. If there were any witnesses to the accident, ask for their name and contact information as well.
Document the Scene – Take photos of the vehicles involved, any damage to the vehicles, the accident scene and road conditions, and any visible injuries to you. These photographs can be very useful in the event of a lawsuit or for your insurance claim.
Seeking Medical Attention
It is important that you visit a doctor, even for seemingly minor injuries. Seeking prompt medical attention will ensure that you receive the care you need in a timely manner. If you visit a doctor or seek any care in relation to the accident, be sure to keep your receipts for any out of pocket expenses, such as prescriptions and medical reports.
Filing an Insurance Claim and Seeking Compensation
Report to Your Auto Insurer – You should notify your insurer as soon as possible or within seven days that you have been involved in a car accident. Failing to promptly report the accident to your insurer may pose issues with initiating a claim and receiving compensation.
No-Fault Insurance System – In Ontario, there is a no-fault system that entitles those injured in a car accident to access various benefits to assist with recovery and financial security during this difficult time. To initiate access to these benefits, contact your insurer.
Gather Supporting Documentation – Keep all relevant documentation, including police reports and photographs of the scene, as well as medical records and witness statements to substantiate and strengthen your claim.
Protecting Your Legal Rights
If you are injured in a motor vehicle accident, an experienced personal injury lawyer can advise you of your legal rights and assist you with filing a claim for compensation.
You should refrain from posting about the accident on social media platforms.
Key Takeaways
Car accidents can be frightening and overwhelming for those involved, but it is important that you take these necessary steps to protect your well-being and your legal rights:
- Immediately following the accident, check for injuries, ensure your safety, and report the collision if necessary;
- Collect relevant information from all parties involved, including witnesses;
- Document the accident scene and any visible injuries;
- Seek prompt medical attention;
- Contact your insurance company and file a claim;
- Consult with a personal injury lawyer.
The highly experienced team at Bogoroch & Associates LLP can assist you with navigating the claims process and maximizing your compensation. To schedule a consultation, contact us online today or call 1-866-599-1700.